Products & Services We offer a variety of checking and savings account options to meet your every need.       Consumer Banking Personal Checking Account $100.00 minimum deposit required to open this account.   Student Account $100.00 minimum deposit required to open this account.   Golden Opportunities Club $100.00 minimum deposit required to open this account. Now Personal Account $500.00 minimum deposit required to open this account.   Super Now Personal Account $1,000.00 minimum deposit required to open this account. Insured Investor Personal (MMDA) $1,000.00 minimum deposit required to open this account.   Christmas Club Account $50.00 minimum deposit required to open this account. Savings Account $50.00 minimum deposit required to open this account.          VISA® Classic Credit Card        Credit Card Product Agreement and Disclosures To obtain a copy of the credit card agreement applicable to your account, please call toll-free 800-405-5433. You will receive your agreement within 30 days of your request.       Business Banking Regular Business/Public Funds $100.00 minimum deposit required to open this account.   Now Business/Public Funds $500.00 minimum deposit required to open this account.       Super Now Business/Public Funds $1,000.00 minimum deposit required to open this account.   Money Market Deposit Account Insured Investor Business/Public Funds $1,000.00 minimum deposit required to open this account.       Services   We offer a variety of services including: ATMs Cashier and Traveler's Checks Wire Transfers Safe Deposit Boxes 24-hour service via our automated Account Information Hotline. Call 1-888-588-2265.

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