Q.
What is the balance beside the
account name? A. For deposit accounts, the
balance listed is the available balance. Available balance includes all transactions
that have already been posted to your account plus certain transactions you have
made since the last posting. Some of the transactions that are included in available
balance are cash deposits and withdrawals, transfers, automatic (ACH) deposits
and drafts, and point-of-sale purchases made using your ATM card or VISA Check
Card.
For credit and loan accounts, the balance listed is the outstanding balance,
not your minimum payment due.
