Q.
When do transfers take effect? A.
If you schedule a single transfer and choose today as the transfer date, the
transfer amount will be available as soon as you click transfer Funds and then
click Confirm on the transfer review screen. Transfers requested after 4 p.m.
Eastern Time post after midnight the following business day. If you schedule
a transfer to take place on a future date, it will take effect in the morning
on that date.
For a recurring transfer, the first transfer will take place on the morning
of the day you select as the starting date. Each subsequent transfer will take
place at the interval you specify. If an instance of a recurring transfer falls
on a weekend or holiday, it will occur the next business morning.
A transfer to a credit account will post to your account as a payment by the
following business day.