Once the transfer has been approved, you receive a confirmation message acknowledging the approval and the release of the transfer to The Exchange Bank. Also provided is a reference number that you can use in tracking.

Deleting a wire transfer (created by another user) consists of reviewing the transfer on the Pending Transfers list, then selecting the Delete button.

Confirmation Page
The Confirmation Page displays all the details about the wire transfer. You can print this page and use it for future reference. The information displayed includes:

• Your Name
• Your Company's Name
• Your Address
• The Debit Bank (The Exchange Bank) from which you are moving money
• The Debit Account Number and Name from which you are moving money
• The amount of money to be moved from the debit account
• The Template ID used to identify the template used to create this transfer
• Originator to Beneficiary Information
• Bank to Bank Information
• The Customer/User who entered the transfer into the system
• The Customer/User who approved the transfer for release to the bank
• A system response, showing the date your transfer was accepted in the system if no further approval is required
• The Processing Date indicating the date the transfer will be processed at The Exchange Bank
• The Credit Bank to which you are sending money
• The Credit Account Number, Name, and Address to which you are sending money
• The amount of money to be moved to the credit account
• The Settlement Date is the date on which the transfer will be posted
• The Entry Date/Time that the transfer was entered into the system
• The Approval Date/Time that the first approval was assigned (if you are providing the second approval)
• A system-wide reference number consisting of Julian Date and unique sequence number
• A sequential company-wide reference number
• Legal information
• A blue underlined e-mail link to Customer Service, in case you have questions

Once you have received this confirmation message, you can be assured that your designated bank (RDFI) has or will receive your transfer to process. At this point, you may select the Continue button to acknowledge the confirmation.

Wire Input
The Wire Input Service enables you to initiate wire transfers between accounts at The Exchange Bank and accounts at another bank. Repetitive and Non-repetitive wire transfers may be initiated via the Wire Input Service. The Exchange Bank has established templates to make input easier. These templates include information such as the sender's account number, the currency, and in the case of repetitive transfers, the receiver's name, account number, and currency. Creating a wire transfer consists of selecting the template from the Template list, then completing the entry screens associated with the chosen template.

For repetitive transfers, complete the transfer amount, processing date, settlement date, and any text you would like associated with this transfer.

For non-repetitive transfers, complete the receiver's name, address, account number, then select Submit. A second entry screen prompts you to enter a debit or credit amount, processing date, settlement date, and any text you would like associated with this transfer.

Once the transfer has been entered, you will receive a confirmation message reiterating the information generated and providing you with a reference number that you can use in tracking.

Setting Non-Repetitive Receiver Data

Setting Repetitive Receiver Data

Reviewing Transfer Data

Setting Non-Repetitive Receiver Data

This entry screen appears after selecting a non-repetitive template from the template list. The entry fields on this screen must be completed before continuing to the Data Entry screen.

Receiver's Name
Enter the name of the receiver in this field. The receiver is the party to whom the transfer is to be sent. The receiver name you input is displayed in the Receiver's Information window on the Data Entry screen.

Receiver's Address 1, 2, and 3
This is the address of the receiver in the three lines provided. The address identifies the address of the recipient, not the address of the receiving bank.

Account Number
This is the account number of the recipient. The account number entered here identifies the account number at the receiving bank. The account number you input is displayed in the Receiver's Information window on the Data Entry screen.

Currency
This list box displays a list of currencies from which you may select for the transfer. Each currency in the list is identified by a currency code and currency name. To select a currency, scroll through the list to find the currency that you want to use for the transfer and click on it. The currency you input is displayed in the Receiver's Information window.

Receiver's Bank
This list displays receiving banks from which you may select. The receiving bank is the bank which maintains the receiver's account. Each receiving bank in the list is identified by a bank code and bank name. To select a receiving bank, scroll through the list to find the bank where the receiver's account is held, and click on it.

Note: After submitting the information on the Receiver Data Entry screen, another entry screen appears for completion of the non-repetitive transfer. The second entry screen is identical to the data entry screen used in the repetitive transfer.

Transfer Amount
This is the amount of money to move between the sending and receiving accounts. If you are entering dollars and cents, you need to enter a decimal between the dollar value and the cents value. If you are entering zero cents, you are not required to enter a decimal. If you are entering more than $999.99, you may enter commas, but they are not required.

Processing Date
This is the date on which you want The Exchange Bank to make the transfer between the account at The Exchange Bank and the account at the receiving bank. The system automatically supplies the date of the soonest available business day in this field. The Exchange Bank has defined a cutoff time for accepting wire transfers for today's processing. If the designated cutoff time has passed, a red text message alerts you that the transfer will be processed the next business day. You may also enter a date in the future, if suitable.

Settlement Date
This is the date on which you want the Wire transfer to be posted (debited and credited). The system does not allow you to enter transfers for holidays or non-business days such as weekends.

Originator to Beneficiary Information
This optional field allows you to provide a maximum of four lines of up to 35 characters each. (The actual number of lines available for input may vary depending on The Exchange Bank configuration.) This information is reflected on the Wire Report and can be used for your internal reference. If The Exchange Bank accepts the information on the transfer, it may be reflected on your balance statement. Check with your account manager to determine if this information is passed through the bank's systems.

Bank to Bank Information
This optional field allows the bank to provide a maximum of six lines of up to 35 characters each. (The actual number of lines displayed for this field may vary depending on The Exchange Bank configuration.) This information is reflected on the Wire Report and is used internally by the sending and receiving bank. If The Exchange Bank accepts the information on the transfer, it may be reflected on your balance statement. Check with your account manager to determine if this information is passed through the bank's systems.

The Data Entry Page Buttons

• Submit - Once you have entered all information and have looked over your entry, click this button to send the transfer to the bank, or submit for additional approvals if required. Once you have clicked on the Submit button, you will be presented with a Transfer Review Page.
• Reset - This button resets all fields to their original values. The amount will be reset to zero, the processing date and settlement date fields will be set to the next business day, and the additional information will be blanked out. This allows you to start over, if needed.

The Transfer Review Page Buttons

• Enter - This button appears for those transfers which require one or two approvals before being released to the bank. Once you have verified all of the information for this transfer, click this button to submit the transfer for approval by authorized users. Once you have clicked on the Enter button, you are presented with a Confirmation Page. The Confirmation Page displays all the details about your wire transfer. You can print this page and use it for future reference.
• Approve - This button appears for those transfers which do not require additional approval(s). Once you have verified all information for the transfer, click this button to send the transfer to the bank. Depending on how your bank processes transfers initiated by this system, your transfer will either be posted to your account immediately or later in the day. Check with your account representative to determine when posting is actually performed. Once you have clicked on the Approve button, you are presented with a Confirmation Page. The Confirmation Page displays all the details about your wire transfer. You can print this page and use it for future reference.
• Clear - This button is reserved for future use.

Wire Report
The Wire Report lets you review wire transfers generated through this system. To generate a report, you must filter the information to display by entering selection criteria through the Data Selection Page. You may specify such criteria as template, dates, amounts, trace number, and sort order. The report is presented in a horizontal format, and separated by processing date. You may print the report to save a paper copy for future reference.

Wire Report
This report displays the wire transfers specified through the Data Selection Page. You may print the report to save it for future reference. It consists of two sections, the header and the body.

The report header contains:

• Your company's name
• The name of the report, Money Transfer Report
• The dates specified on the Data Selection Page
• The date and time you displayed the report

The body of the report is divided by Debit account, unless you specified Credit account in the Sort selection list, in which case the body is divided by Credit account. Within each account section the transfers are sorted by trace number/processing date unless you specified amount, settlement date, or customer reference.

The information for each transfer is reported on a single line. A detail icon provides a link to the Detail Page used to display transfer details.

The transfer summary consist of:

• Processing date, the date on which the bank will/did process the transfer.
• Date and time the transfer was entered.
• Bank Trace Number
• Customer Trace Number
• Receiving Bank Name
• Receiver's Account Number
• Receiver's Account Name
• Amount
• Settlement Date, the date on which the bank will/did post the transfer

Detail Page
The Detail Page is a report generated by clicking on the Detail icon (magnifying glass) from the wire report. This report displays detail information for the transfer. The template name associated with the transfer is listed along with the number of approvers required. The Sender's and Receiver's information is displayed including currency and exchange rate if applicable. The Originator to Beneficiary Information, and Bank to Bank Information fields display any text entered for the transfer. The Control Information displays at the bottom of the report.

Processing Date versus Settlement Date

• Processing Date - This is the date on which the bank processed the transfer request in the wire system.
• Settlement Date - This is the date on which the wire transfer was posted (debited and credited).

Control Information
The Control Information section provides important information such as:

• Bank Trace number
• Customer Trace number
• User who entered the transfer
• Date and time the transfer was entered
• Status of the transfer
• Date and time the report was created

Setting Data Selection Criteria

Setting Report Characteristics

Setting Data Selection Criteria
The Data Selection Page provides you with many options for filtering and formatting the data to display on the report. You may use any or all options, alone or in combination.

Templates
This selection list contains all of the templates available to you. From this list, you may choose one or many templates. The default for this selection is "All Templates". Transfer activity for the selected templates will display on the report.

Dates
This field represents the processing date. The date fields default to the current date, but you may enter any appropriate date in the past or future. The date must be entered in month, day, year format using the numeric values of the month, such as 01 for January and 12 for December. You may enter the year as four digits or two, even after 1999. The dates you enter are inclusive and if transfers exist for these dates, they will be displayed.

Amount
This is the amount of the item or items to display. The amount values you enter are inclusive and if transactions of this amount exist, they are displayed.

Bank Trace Number
This is the confirmation number that was assigned to the wire transfer when it was entered. The bank trace number is made up of a Julian Day number, followed by a sequential number which represents the individual wire transfer. For example, a bank trace number of 320010 would represent the 10th wire transfer entered for processing date February 1. This number is unique across The Exchange Bank.

Customer Trace Number
This is the confirmation number assignment used for wire transfers initiated by your company. It is a sequential number between 1 and 9999. It is not tied to any particular date or year, but is intended to help you track the transfers entered by you and your co-workers. This number is unique within your company for the Wire Transfer Service. Other transaction initiation services use thier own customer trace number.

Setting Report Characteristics

Type

• Summary - Type currently defaults to the Summary option. From the Summary report, you may select a specific transfer and view its detail.
• Detail - Reserved for future use.

Style

• Table - Style currently defaults to Table. The Table report displays with column headers displayed in The Exchange Bank colors.
• Raw - Reserved for future use.

Sort
This determines how information is sorted in the report. You may select:

• by debit account
• by credit account
• by amount
• by date
• by cust ref

The Data Selection Page Buttons

• Submit - After you have selected the desired filters, selecting this button generates the requested report, which are displayed as a new page in your browser work area. The Wire Report displays the wire transfers specified through the Data Selection Page. You may print the report to save it for future reference. Click the icon in the Details column to see the report details.
• Reset - This option resets all filter fields to their original values.